capabilities.work

What you can do with Plaid

Every task in plain language. Pick one, and we can help you get access.

265 things you can do

Plaid

Plaid is a US financial-technology company and data-network aggregator that provides an API platform for businesses to securely connect with their users' bank and financial accounts. Plaid acts as the interface between 12,000+ financial institutions and third-party applications, powering bank-account verification (Auth, Balance, Identity), transactions and enrichment, income and asset verification

Other things you can do

Create an Asset ReportRefresh an existing Asset ReportExclude accounts from an Asset ReportDelete an Asset ReportShare an Asset Report audit copy with an auditorRevoke an Asset Report audit copyCreate a consumer Base ReportAdd reports to an audit copy tokenCreate a CRA bank income reportRegister loan applications and decisionsRegister loans to their applicantsUpdate registered loan status and paymentsUnregister loans that reached a final statusRefresh statements for a date rangeUnlink a user's connected applicationChange an application's data access scopesRefresh transactions on demandRemove a linked ItemCreate a Sandbox processor tokenCreate a Sandbox test ItemFire a test webhook in SandboxRefresh identity data on demandStart an Identity VerificationLet a customer retry identity verificationScreen a business against watchlistsReview hits on an entity screeningUpdate an entity screeningScreen a person against watchlistsReview hits on a person's screeningUpdate an individual screeningCreate and scan a Beacon userSet a Beacon user's review statusReport fraud for a Beacon userUpdate a Beacon user's identity dataAutofill an Identity VerificationRefresh transactions for a processor tokenReport a Signal decision as a processorReport an ACH return as a processorOpt a processor token into SignalCreate a bank transfer as a processorChange an Item's webhook URLRotate an Item's access tokenCreate a payment recipientRefund a settled paymentCreate a payment to a recipientCreate a payment token (deprecated)Create a payment consentRevoke a payment consentMake a payment using a consentForce a Sandbox Item into login-requiredSet micro-deposit verification status in SandboxExchange a public token for an access tokenCreate a public token for an Item (deprecated)Create a user token for an end userUpdate a user's consumer report identityRefresh investment data on demandCreate a processor token for a partnerRestrict a processor's product accessChange a processor token's webhook URLCreate a one-time bank account token for paymentsCreate an Apex processor tokenCreate a direct deposit switchImport an Item from Plaid ExchangeCreate a Link token for a deposit switchCreate a Link token to launch LinkAuthorize a transfer before creating itCancel an unused transfer authorizationMove ledger balance between platform and originatorDeposit funds into Plaid LedgerWithdraw funds from Plaid LedgerUpdate an originator's funding accountCreate a transfer from an authorizationCreate a recurring transferCreate a legacy bank transferCancel a transferCancel a recurring transferCancel a legacy bank transferMigrate known account numbers into Bank TransfersMigrate known account numbers into TransferCreate a transfer intent for Transfer UICreate a transfer originatorGet a hosted onboarding link for an originatorSubmit due diligence for an originatorUpload a diligence document for an originatorRefund a transferCancel a transfer refundSimulate a legacy bank transfer eventSimulate a transfer sweep in SandboxSimulate a transfer event in SandboxSimulate a refund event in SandboxMake pending ledger balance available in SandboxSimulate a ledger deposit event in SandboxSimulate a ledger withdrawal event in SandboxTrigger a repayment in SandboxFire a Transfer events webhook in SandboxCreate a Sandbox test clockAdvance a Sandbox test clockReset a Payment Profile login in SandboxStart an income verification (deprecated)Create a deposit switch without Plaid ExchangeCreate an audit copy token for reportsRemove a credit audit copy tokenRefresh a user's Bank Income dataSubscribe a user to income change webhooksUpdate document income parsing configurationRefresh digital payroll incomeShare reports with a partner via relay tokenRefresh a relayed reportRevoke a relay tokenFire a legacy Bank Transfers webhook in SandboxFire a payroll or document income webhookFire a Bank Income webhook in SandboxSelect accounts for the Sandbox OAuth bankReport whether you initiated a scored ACHReport an ACH return to SignalOpt an Item into SignalCreate an e-walletPay out from an e-walletCreate a transaction category ruleRemove a transaction category ruleCreate a payment profileRemove a payment profileCreate an end customer as a resellerEnable an end customer in ProductionRemove a reseller's end customerCreate a Hosted Link sessionReceive an FDX event notificationRetrieve an Asset Report as JSONDownload an Asset Report as a PDFRetrieve an Asset Report audit copyRetrieve a consumer Base ReportRetrieve a CRA bank income reportRetrieve cash flow insights for a userDownload consumer reports as a PDFList bank statements for an ItemDownload a single bank statement PDFList a user's consent historyList a user's connected applicationsLook up a Plaid application's detailsCheck the status of an ItemRetrieve a user's permissioned profileGet account and routing numbersGet transactions for a date rangeFind recurring expenses and depositsSync incremental transaction updatesEnrich my own raw transaction dataList all supported institutionsSearch institutions by nameGet one institution's details by IDList accounts on a linked ItemGet the legacy transaction category listGet real-time account balancesGet account holder identity dataGet identity from uploaded documentsScore identity data against bank recordsRetrieve a dashboard userList dashboard users on my accountRetrieve an Identity VerificationList Identity Verifications for a userRetrieve an entity watchlist screeningList edit history of an entity screeningList watchlist hits for a businessList entity screenings in a programGet an entity watchlist programList entity watchlist programsList reviews of an entity screeningRetrieve an individual watchlist screeningList edit history of a person's screeningList watchlist hits for a personList individual screenings in a programGet an individual watchlist programList individual watchlist programsList reviews of a person's screeningEvaluate the risk of a linked bank accountGet a Beacon user and fraud statusList fraud reports I filed on a Beacon userList network fraud reports matching a userGet a Beacon fraud reportGet a syndicated Beacon fraud reportGet a Beacon duplicate user pairList a Beacon user's change historyGet account and routing numbers as a processorGet the account behind a processor tokenGet transactions by date range as a processorSync transaction updates for a processor tokenFind recurring streams for a processor tokenScore ACH return risk as a processorGet loan and credit details as a processorGet account holder identity as a processorScore identity match as a processorGet real-time balance as a processorGet the key to verify webhook signaturesGet loan and credit card detailsGet a payment recipientList payment recipientsCheck a payment consent's statusList a user's completed Link sessionsCheck an initiated payment's statusList initiated paymentsGet investment holdingsGet investment transactions for a date rangeGet data to authorize a holdings transferSee a processor token's product permissionsCheck if a user's saved profile is eligibleInspect a Link tokenExchange an OAuth correlation ID for a Link tokenRetrieve a deposit switchRetrieve a transferRetrieve a recurring transferRetrieve a legacy bank transferGet a balance held with Plaid (deprecated)Check RTP eligibility for an accountView transfer product configurationView Plaid Ledger balanceView transfer usage metricsList transfersList recurring transfersList legacy bank transfersList transfer eventsList legacy bank transfer eventsSync transfer events after an event IDSync legacy bank transfer eventsRetrieve a transfer sweepRetrieve a legacy bank transfer sweepList transfer sweepsList legacy bank transfer sweepsGet legacy Bank Transfers account balanceRetrieve a transfer intentList guarantee repaymentsList returns included in a repaymentCheck an originator's onboarding statusList originators and onboarding statusRetrieve a transfer refundGet a Sandbox test clockList Sandbox test clocksSearch employers for Deposit SwitchGet paystub data from income verificationDownload income verification source documentsGet tax form data from income verificationPrecheck digital income verification eligibilityGet verified employment summary (deprecated)Get an Asset Report in Freddie Mac formatGet Freddie Mac VOA and VOE reportsGet employment reports from bank dataGet Bank Income reports for a userDownload a Bank Income report as a PDFGet parsed data from uploaded bank statementsGet a user's payroll incomeCheck uploaded income documents for fraudPrecheck payroll income verification eligibilityGet a user's verified employmentRetrieve reports shared through a relay tokenDownload a relayed report as a PDFScore ACH return risk on a linked accountGet an e-wallet and its balanceList e-walletsGet an e-wallet transactionList an e-wallet's transactionsEnhance raw transactions (beta)List transaction category rulesGet user insights from enriched transactionsGet a payment profile's statusGet a reseller's end customerGet an end customer's OAuth bank registrationsGet a Hosted Link session's status