capabilities.work

What you can do with Method Financial

Every task in plain language. Pick one, and we can help you get access.

146 things you can do

Method Financial

Method (Method Financial) is the infrastructure layer for consumer liability data and payments. Its API lets developers create entities, verify identity, and use Connect to discover a user's complete liability picture across 15,000+ institutions (credit cards, auto loans, student loans, mortgages, personal loans) without credential sharing, then normalize that data and move money via ACH to pay do

Banking Customer Management

Start an identity verification for an entitySubmit an SMS code or KBA answersList verification sessions for an entityGet one entity verification session

Consumer Credit Building

Pull a new credit score for an entityList credit scores pulled for an entityGet one credit score record

Consumer Data Access

Discover an entity's liability accountsConnect an entity using supplied tradelinesSync a fresh balance for an accountCreate an account for an entityUpdate an account's metadata or numberVerify an account via deposits or aggregatorList connect sessions for an entityGet one entity connect sessionGet one manual connect sessionList balance records for an accountGet one balance recordGet liabilities discovered for an entityList transactions on an accountList accountsGet an account with expanded detailsGet an account (legacy unversioned path)Get an account's real-time balanceGet the payoff for an account

Loan Servicing Management

Request a new payoff amount for an accountList payoff records for an accountGet one payoff record

Payment Initiation Management

Send a payment between accountsCancel a pending payment (versioned)Cancel a pending payment (legacy path)Reverse funds for a failed paymentList paymentsGet a payment with expanded detailsGet a payment (legacy unversioned path)List reversals for a payment (legacy)

Payment Processing Management

Change a payment reversal's statusList reversals for a paymentGet one payment reversal

Webhook & Event Subscription Management

Subscribe a URL to an event typeDelete a webhook (versioned)Change a webhook's statusDelete a webhook (legacy path)List webhooksGet a webhook (versioned)Get a webhook (legacy unversioned path)

Other things you can do

Subscribe an account to a productCancel an account subscriptionSubscribe an entity to a productCancel an entity subscriptionCreate an element token for the frontendUpdate an element sessionExchange account details for an element flowStart verifying an accountSubmit details to verify an accountRequest a refresh of account detailsCreate an Opal token and sessionDeactivate the current Opal tokenSimulate a transaction in sandboxSimulate a card brand result in sandboxSimulate a credit score in sandboxSimulate entity connect in sandboxSimulate entity attributes in sandboxSimulate a payment status change in sandboxSimulate a payment through a payment instrumentSimulate a webhook event in sandboxCreate a child teamSet the team's default encryption keyRegister an MLE public keyDelete an MLE public keyRetrieve new attributes for an entityGrant or withdraw consent for an entityCreate a payment instrument for an accountClose a payment instrumentStore a secretDelete a secretRetrieve identity data for an entityGenerate a reportGrant or withdraw consent on an accountLook up the card brand for an accountRequest sensitive data for an accountForward a request with sensitive data injectedRequest fresh attributes for an accountCreate an entityUpdate an entity (versioned)Update an entity (legacy, type required)Start an SMS, KBA, SNA or BYO verificationList Method's public encryption keysGet one Method public keyList subscriptions on an accountGet one account subscriptionList subscriptions for an entityGet one entity subscriptionGet the results of a completed elementGet an element sessionList verification sessions for an accountGet one account verification sessionGet micro-deposit amounts for a sessionList update records for an accountGet one account updateGet the current Opal sessionGet sandbox micro-deposit amountsList products available to an entityGet one product for an entityList vehicles for an entitySearch for an entity's vehiclesGet one vehicle recordList webhook eventsGet one eventList the team's managed accountsGet a managed accountList transactions on a managed accountList products available on an accountGet one product on an accountGet the current teamList the team's MLE public keysGet one MLE public keyList attribute records for an entityGet one entity attribute recordGet a card productCheck that the API is reachableList payment instruments on an accountGet one payment instrumentList stored secretsGet a secret's detailsList identity records for an entityGet one identity recordCheck a report's statusDownload a completed report as CSVSearch the merchant directoryGet a merchant (versioned)Get a merchant (legacy unversioned path)List card brand lookups for an accountGet one card brand resultList sensitive data requests for an accountGet one sensitive data recordGet a forwarding requestList transactions on an accountGet one account transactionList the attributes pulled for an accountGet one account attribute recordList entitiesGet an entity with expanded detailsGet an entity (legacy unversioned path)Get an entity's credit scores (legacy)List an entity's verification sessions (legacy)